Patent-Pending · ERISA-Compliant · Health-to-Wealth™Live

Healthcare that pays you back.

The first Health-to-Wealth™ benefit system that turns preventive care into real money — and lowers employer healthcare costs by 25–40%.

Calculate My Savings in 30 Seconds See How It Works

$0 copay · $0 deductibleAutomatic pension contributionsWorks with or without major medical

The cost-shift, visualized

70%

Avg. hospital bill reduction

20–40%

Lower pharmacy costs

77+

Verified preventive actions tracked

Employee copay & deductible

Traditional spend$1.00

With WellthCare™$0.60–0.75

Keep 25–40¢ of every dollar that used to leak to waste & late care.

Bill Burke

Independent Representative · WellthCare™

"WellthCare™ makes healthcare pay people back — not the other way around. Let me show you the math for your group."

Official WellthCare™ Health-to-Wealth™ Formula

Examine the exact numbers for your organization.

Based directly on our patent-pending, ERISA-reviewed benefit architecture: $0 net cost to the employer and $0 net cost to the employee while unlocking $2,900/month in retirement + healthcare value per worker.

$0 Net Cost to Employer $0 Net Cost to Employee ERISA & IRS Compliant

The Verified Health-to-Wealth™ Formula

From a sample $5,000 monthly employee gross pay, take-home pay remains an identical $3,900 while creating an additional +$1,100 Retirement + +$1,800 Healthcare = +$2,900 total new monthly value per employee, with $0 deductible and $0 copay.

Gross / Take-Home

$5,000 gross

$3,900 net

Added Value / mo

$1,100 + $1,800

+$2,900 /mo

$0 Copay · $0 Deductible+$34,800 / worker / yr

Custom Organization Inputs

Real-Time Recalculation

Number of eligible employees10 employees

10 employees2,500 employees

Current annual healthcare spend$500,000

$25,000$10,000,000

Average employee monthly gross pay$5,000 / mo

$2,500 / mo$12,000 / mo

Current health plan setup

Total Annual Employer Savings

$0 Out-of-Pocket Cost

$157,800

FICA Payroll Tax Relief+$7,800 / yr

Healthcare Spend Reduction+$150,000 / yr

≈ $15,780 saved per employee per year with zero disruption to major medical.

Two employer realities

One system that works for both.

Whether you offer major medical or not, WellthCare™ plugs the gaps that cost you the most.

Without Major Medical

When traditional insurance isn't affordable.

WellthCare™ delivers healthcare and retirement benefits your employees will actually use — without the cost structure of BUCA.

$0 co-pay, $0 deductible urgent care, primary care, Rx, labs & mental health
Automatic Pension contributions
Free money in the Wellthcare Store™

Zero out-of-pocket. Major hiring edge.

With Major Medical

When premiums keep rising.

WellthCare™ works alongside your existing plan with zero disruption. High deductibles make employees delay care — then costs explode.

"80% of physicians report patients delay or refuse care because of cost — deductibles are the key driver."
— Physicians Advocacy Institute

$0 copay care means employees use WellthCare™ first, not the ER
Fewer claims, less waste, healthier employees, better retention
Readiness Index™ data shows exactly when switching plans pays off

Better care. Lower costs. Higher retention.

Trust

Built for scrutiny. Designed for trust.

Created to work within existing healthcare & retirement systems.

ERISA-reviewed by counsel, no added burden on HR teams, works with existing plans, audit-ready reporting.

ERISA-ReviewedAudit-ReadyNo HR BurdenWorks With Existing Plans

"WellthCare™ is fully compliant and unique. It addresses medical care needs not covered under traditional coverage and it includes wealth accumulation features."

— Darcy L. Hitesman, Founder, Hitesman Law, P.A
Co-author, ERISA Compliance for Health & Welfare Plans

Premiums went down for the first time ever.